Core Policies

Terms of Service

Your agreement with Loved AI

Last modified April 30, 2026 Draft

These Terms of Service are an agreement formed between you and Howdoicomputer, LLC d/b/a LOVED AI, an Oregon limited liability company, referred to here as "Loved AI," "Company," "we," or "us." They cover the website available at getloved.ai (the "Website") and related services (the "Services").

These Terms govern your access to and use of the Services. Please read them carefully. By accessing or using the Services, you're agreeing to these Terms. If you don't agree, don't use the Services.

In these Terms, "you" and "your" means you as the user of the Services. If you use the Services on behalf of an entity, "you" includes that entity, and you represent and warrant that (a) you are an authorized representative of the entity with the authority to bind the entity to these Terms, and (b) you agree to these Terms on the entity's behalf.

NOTE: THESE TERMS CONTAIN AN ARBITRATION CLAUSE AND CLASS ACTION WAIVER. By agreeing to these Terms, you agree to resolve all disputes with us through binding individual arbitration. You waive any right to have those disputes decided by a judge or jury, and you waive your right to participate in class actions, class arbitrations, or representative actions. You have the right to opt out of arbitration as explained below.

Use of the Services

Your Registration Obligations

When you register to use the Services, you agree to provide accurate and complete information about yourself. If you are under 18 years old, do not sign up for the Services โ€” you are not authorized to use them.

Member Account, Password and Security

You are responsible for maintaining the confidentiality of your password and account, and for all activities that occur under your password or account. You agree to immediately notify Loved AI of any unauthorized use of your password or account or any other breach of security. Loved AI will not be liable for any loss or damage arising from your failure to comply with this paragraph.

General Practices Regarding Use and Storage

You acknowledge that Loved AI may establish general practices and limits concerning use of the Services, including the maximum period of time data will be retained and the maximum storage space allotted on our servers. You agree that Loved AI has no responsibility or liability for the deletion or failure to store any data maintained or uploaded to the Services. We reserve the right to terminate accounts that are inactive for an extended period and to change these practices at any time, with or without notice.

Email Notifications

You consent to receive notifications from us electronically at the email address you provide. These may be about your account, changes to our Services, or marketing relating to our platform.

Conditions of Use

User Conduct

In addition to our Community Guidelines, you agree not to submit any Content that:

  • infringes any intellectual property or other proprietary rights of any party;
  • you do not have a right to submit;
  • contains software viruses or any code designed to interrupt, destroy or limit functionality of any system;
  • poses a privacy or security risk to any person;
  • constitutes unsolicited advertising, spam, chain letters, pyramid schemes, or solicitation;
  • is threatening, abusive, harassing, bullying, or excessively violent;
  • is defamatory, libelous, or verifiably false with the purpose of harming others;
  • constitutes hate speech that demeans or promotes discrimination on the basis of race, ethnicity, gender, religion, age, or other characteristics;
  • is obscene under applicable law;
  • constitutes sexual harassment;
  • constitutes sexual exploitation or abuse of a minor, including any sexual content depicting minors, grooming, or sexual extortion;
  • glorifies self-harm, suicide, or eating disorders;
  • promotes terrorism or violent extremism;
  • furthers or promotes criminal activity;
  • seeks to buy or sell illegal drugs;
  • facilitates fully automated decision making with binding legal effect on a person;
  • seeks to provide medical, legal, financial or tax advice;
  • interferes with or disrupts the Services or networks connected to the Services;
  • interferes with or appropriates any person's right of publicity by using their name, likeness, or persona without permission and outside a permissible context (parody, public commentary);
  • in our sole judgment, is objectionable or restricts other users from enjoying the Services or exposes Loved AI or its users to any harm or liability.

You also agree not to: violate any law or regulation; impersonate any person or entity; solicit personal information from anyone under 18; harvest contact information from other users; access the Services through means not intentionally provided; lease, lend, sell, or sublicense any part of the Services; evade any technological measure designed to protect the Services; or reverse engineer, disassemble, or decompile the Services.

We reserve the right to investigate and take appropriate action against anyone who violates the provisions above, including removing Content, suspending or terminating accounts, and reporting violators to law enforcement.

Intellectual Property Rights

Content You Submit

When you submit Content to the Services, you represent and warrant that you own all right, title and interest in and to that Content (including copyrights and rights of publicity), or that you have received all necessary permissions to submit it for the uses contemplated in these Terms.

You retain whatever ownership rights in your Content you had to begin with. You grant Loved AI a nonexclusive, worldwide, royalty-free, fully paid up, transferable, sublicensable, perpetual, irrevocable license to copy, display, store, modify, and otherwise use the Content for any Loved AI-related purpose, including operating, improving, and providing the Services.

Characters & Generations

When you create an automated AI character ("Character") using the Services, then as between you and Loved AI, you own all rights in that Character. As between you and Loved AI, you also own any text, images, audio, or video the Character generates ("Generations") that are elicited by you. You grant Loved AI a nonexclusive, worldwide, royalty-free, fully paid up, transferable, sublicensable, perpetual, irrevocable license to use the Character and all Generations elicited by you for any purpose, including (i) facilitating other users' ability to interact with the Character (where you publish it), and (ii) promoting the Services on- or off-platform.

When you interact with a Character created by Loved AI or by another user, you own the Generations you elicit (but not the Character itself). You grant Loved AI the same license over those Generations as above.

Services Content, Software and Trademarks

The Services may contain content protected by copyright, patent, trademark, trade secret, or other proprietary rights. You will not engage in any data mining, scraping, or automated extraction. If we block your access (including by blocking your IP), you agree not to circumvent the block.

The Loved AI name and logos are trademarks of Howdoicomputer, LLC. Other trademarks displayed via the Services are trademarks of their respective owners.

Third Party Material

Under no circumstances will Loved AI be liable for any content of any third parties, including Characters created by third parties and any resulting Generations. AI-generated chats, by their nature, are unpredictable and may produce Generations that are inaccurate or offensive. You agree that you must evaluate, and bear all risks associated with, the use of any Content or Generations.

We have the right (but not the obligation) in our sole discretion to refuse or remove any content available via the Services.

Copyright Complaints (DMCA)

Loved AI respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, send a written notification to:

Howdoicomputer, LLC [Registered agent address โ€” TBD]

Or via email at [email protected].

The notification must include: an electronic or physical signature of the rights holder or authorized agent; a description of the copyrighted work; the location of the alleged infringement on the Services; your contact information; a good-faith statement that the disputed use is unauthorized; and a statement under penalty of perjury that the information is accurate.

Counter-notices follow the standard DMCA procedure; we will restore removed content within 14 business days unless the original complaining party files a court action.

We will terminate, in appropriate circumstances and at our sole discretion, users who are deemed to be repeat infringers.

Indemnity and Release

You agree to release, indemnify and hold Loved AI and its affiliates and their officers, employees, directors and agents harmless from any and all losses, damages, and expenses of any kind arising out of or relating to your use of the Services. This includes reasonable attorneys' fees, rights, claims, and actions of any kind.

If you are a California resident, you waive California Civil Code Section 1542. If you are a resident of another jurisdiction, you waive any comparable statute or doctrine.

Disclaimer of Warranty

Your use of the Services is at your sole risk. The Services are provided on an "AS IS" and "AS AVAILABLE" basis. Loved AI expressly disclaims all warranties of any kind, whether express, implied or statutory, including the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.

Limitation of Liability

Loved AI will not be liable for any indirect, incidental, special, consequential, or exemplary damages, including loss of profits, goodwill, data, or other intangible losses. In no event will Loved AI's total liability to you exceed the greater of: (i) $100; or (ii) the amount you paid Loved AI in the prior 12 months.

Dispute Resolution by Binding Arbitration

You agree that any disputes between you and Loved AI shall be resolved exclusively through final and binding arbitration, except that you may assert individual claims in small claims court if your claims qualify. You and Loved AI are each waiving the right to a trial by jury or to participate in a class action.

Pre-Arbitration Dispute Resolution. A party who intends to seek arbitration must first send to the other a written Notice of Dispute ("Notice"). The Notice to Loved AI should be sent to [Registered agent address โ€” TBD]. If the parties do not resolve the claim within 60 calendar days, either party may commence arbitration.

Arbitration Procedures. Arbitration will be conducted by a neutral arbitrator under JAMS' Streamlined Arbitration Rules. Hearings, unless agreed otherwise, take place in San Francisco, CA. Claims of $10,000 or less may be conducted by document submission, telephone, video, or in-person hearing at your election.

Opt-Out. You may opt out of this Arbitration Agreement by sending written notice to [Registered agent address โ€” TBD] or by emailing [email protected] within thirty (30) calendar days of first accepting these Terms. Your notice must include your name, the email associated with your account, and a clear statement that you wish to opt out.

Termination

You agree that Loved AI, in its sole discretion, may suspend or terminate your account or use of the Services for any reason. We may also discontinue providing the Services with or without notice. Termination of your account does not terminate Loved AI's rights to your Content.

General

Entire Agreement. These Terms constitute the entire agreement between you and Loved AI regarding your use of the Services.

Choice of Law. These Terms are governed by the laws of the State of Delaware. Any disputes not subject to arbitration are subject to the personal and exclusive jurisdiction of the state and federal courts located within New Castle County, Delaware.

Severance. If any provision of these Terms is found invalid by a court of competent jurisdiction, the remaining provisions remain in full force and effect.

Expiration of Claims. Any claim or cause of action arising out of use of the Website or these Terms must be filed within one year after the claim arose or be forever barred.

Assignment. You may not assign these Terms without our prior written consent; we may assign these Terms in whole or in part without restriction.

Notice. Notices to you may be made via email or by displaying a notice on the Services.

Changes to these Terms

We reserve the right to change or modify portions of these Terms at any time. Any such changes will become effective no earlier than 14 days after they are posted, except that changes addressing new functions or changes for legal reasons will be effective immediately.

Contact

Questions or to report violations: [email protected].

Howdoicomputer, LLC [Registered agent address โ€” TBD]